Life is meaningless without enough money. Every small action in our life is decided by how much money we can spend, be it acquiring education, conducting a marriage, or visiting a tourist spot. The importance of money is always strongly felt in the business world. Money is needed to start a business and also and expand the existing business. We can spend enough money only if we have enough money. Expenses in business are of two types. One is sudden unexpected expense for emergency needs. The other is planned expense. How to have enough money for both an unexpected expense or a planned expense?